A routing number is a 9-digit number used to identify a financial institution in a transaction. You can find the routing number at the bottom of your checks as the first 9 digits from left to right. This number is needed when filling out forms for Direct Deposit or when reordering checks.

Midland States Bank's routing number is: 081204540

Call Customer Care at 1-855-696-4352 and ask to speak with your local Commercial Relationship Manager or request a consultation. A Commercial Relationship Manager will contact you to help align you with the right financial products and services. 

Contact a Treasury Services Representative to establish or change a target balance.  Call 1-855-696-4352 and enter their name using our  bank by phone system.  During business hours, you can contact a Customer Care Specialist by pressing 0 and they will transfer your call to a Treasury Services Representative.

If you’re low on checks and need to reorder more for your account, you can handle this easily online or by phone.

Online

1. Log on to https://www.deluxe.com/shopdeluxe/home
2. Enter the Midland States Bank routing number: 081204540
3. Enter your Midland States Bank checking account number (found on your monthly bank statement or at the bottom of your current checks).
4. Enter your zip code.
5. Once signed in, follow the prompts to reorder additional checks.

Phone

1. To order by phone, call Midland Customer Care toll-free at 1-855-696-4352.
2. You’ll need your account number handy.

If you believe a transaction on your online statement is fraudulent, please call 1-855-696-4352 to dispute and report the issue. 

Call Customer Care at 1-855-696-4352 and ask to speak with your local Commercial Relationship Manager or request a consultation. A Commercial Relationship Manager will contact you to help align you with the right financial products and services.

If you don’t have a Midland checking account, you must use Express Pay to make fast one-time or recurring payments. Express Pay can be found under the “Business” tab under the "My Accounts" section called "Business Express Payments".  It can also be found under the "Manage My Accounts" link within the "My Accounts" section.

If you have a Midland checking account, sign into your Online Banking account and your amount due should appear under “My Accounts.” You can pay loans by enrolling in Online Banking to set up automatic payments and use more advanced features through the Online Banking loan payment module. Customers with a Midland checking account may use Express Pay or Online Banking to pay loans.

It depends on the type of loan you have. You’ll be notified when the process is complete.

Interest rates are constantly changing. To receive an accurate interest rate quote, talk with your loan expert. If you like the rate you’re quoted, consider locking in that rate for a period of time. 

All borrowers will need to fill out paperwork and sign for the loan to get approved.