Save with check writing convenience.
The Midland Money Market Account works like a checking account, but earns interest like a savings account. Designed for people looking for a competitive rate, our money market account offers you the benefit of rates that rise with your balance. Accessibility, convenience and attractive rates wrapped into one account.
|Opening minimum balance||$2,500|
|Minimum balance to earn interest||$.01|
|Minimum to avoid service charge||$1,000 daily balance or $7,500 average monthly balance|
|Monthly service charge||$15|
What you get.
Unlimited Over-The-Counter and ATM Transactions
Enjoy free, unlimited access to your Money Market account when visiting any Midland Bank branch or ATM. This includes deposits, withdrawals or transfers free of charge.
Debit Card Access
Your Midland Debit MasterCard gives you convenient, limited access to your Money Market Account whether at a retailer or ATM.
Free Online Banking
Through our online banking service, you can move money between your Money Market Account and your Midland States checking accounts, savings accounts and loan accounts. In addition, you can stay close to your account and watch your balance grow.
Free Mobile Banking with Alerts
Just like online banking, you can see your account information right from your mobile device in a secure manner. View, transfer and pay bills when you're on the go.
Free Bank by Phone
Similar to our online banking access, you can check your balance, transfer money and more from your touch-tone phone.
Link your Money Market Account to your Midland checking account and protect yourself against the unexpected overdraft. The transfer fee is substantially less than the nonsufficient funds fee.
The FDIC, up to the maximum coverage allowed, insures your Money Market Account balance. So rest assured that your savings are safe.
Online or Paper Statements
Received your statement monthly and elect to receive your statement electronically or by mail.
For added convenience, you can elect to have your paycheck, social security check or other deposit electronically deposited into your Money Market Account account. Just check your deposit through Midland Online Banking service if you want to verify your deposit and save yourself a trip to the bank.