Money Markets

The amazing checking that acts like a checking.

What you get.

Unlimited Over-The-Counter and ATM Transactions

Enjoy free, unlimited access to your Money Market account when visiting any Midland Bank branch or ATM. This includes deposits, withdrawals or transfers free of charge.

Debit Card Access

Your Midland Debit MasterCard gives you convenient, limited access to your Money Market Account whether at a retailer or ATM. Learn More

Free Online Banking

Through our online banking service, you can move money between your Money Market Account and your Midland States checking accounts, savings accounts and loan accounts. In addition, you can stay close to your account and watch your balance grow. Learn More

Free Mobile Banking with Alerts

Just like online banking, you can see your account information right from your mobile device in a secure manner. View, transfer and pay bills when you're on the go. Learn More

Free Bank by Phone

Similar to our online banking access, you can check your balance, transfer money and more from your touch-tone phone. Learn More

Overdraft Protection

Link your Money Market Account to your Midland checking account and protect yourself against the unexpected overdraft. The transfer fee is substantially less than the nonsufficient funds fee.

FDIC Insured

The FDIC, up to the maximum coverage allowed, insures your Money Market Account balance. So rest assured that your savings are safe. Learn More

Online or Paper Statements

Received your statement monthly and elect to receive your statement electronically or by mail.

Direct Deposit

For added convenience, you can elect to have your paycheck, social security check or other deposit electronically deposited into your Money Market Account account. Just check your deposit through Midland Online Banking service if you want to verify your deposit and save yourself a trip to the bank.

Some restrictions may apply. A $30 fee will be charged when account is closed within 180 days after opening. If minimum daily balance of $1,000 or average monthly balance of $7,500 is not maintained each statement cycle, a $15 balance charge will be applied to the account. Interest rate and annual percentage yield may change and the Bank may change the rate at any time. If you close your account before interest is credited, you will not receive interest. Accrual of interest on noncash deposits will begin no later than the business day Midland States Bank receives credit for the deposit of noncash deposits (for example, checks). "Convenient" transfers from a Money Market Account or Savings Account are limited to six per monthly statement cycle. Convenient transactions include: Electronic checks, drafts, debit card PIN or POS and similar other third party, ACH debits and credits, PC Banking, Telephone Banking, Mobile Banking, Wire transfers, and sweep transfers. There is no limit to the number of transfers from checking or savings to a loan at Midland States Bank. A transaction fee of $15 will be charged for each debit transaction in excess of six during a monthly statement cycle. Fees could reduce earnings.