| Minimum Opening Balance | $50 |
| Minimum monthly balance requirement | $0 |
| Monthly service fee | $10 |
Personal Checking
Liv Unlimited
From mobile data to movie popcorn. Some things are meant to be unlimited.
The same goes for your checking.
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With Liv Unlimited, you can always expect:
Online, Mobile & Text Banking
Debit Card
Discounts Delivered Directly to Your Smartphone
Unlimited Checks and Check Writing
Bill Pay and E-Statements
Instant Issue Debit Cards
Up to $400 in Annual Smartphone Protection1
Identity Theft Assistance
Popmoney
Surcharge-free ATMs
Unlimited Waived Fees at Non-Midland ATMs*
Earns Interest2
$10
per month
Knock your monthly service charge down to $0 when you have a daily balance of $5,000 or more.
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Unlimited saving
powered by BaZing™.
Whether it’s everyday expenses like dinner, groceries, entertainment, or online purchases like plane tickets, hotels or even medicine, you’ll save big with the BaZing app. Best of all, BaZing delivers the savings directly to your smartphone. Learn more about BaZing
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Liv Unlimited has no monthly service charge when a minimum daily balance of $5,000 or more is maintained. Otherwise, a $10 monthly service charge will apply. A $40 fee will be charged when account is closed within 180 days after opening. Concerning Interest Bearing Accounts: Minimum daily balance to earn interest is $0.01. Accrual of non-cash deposits - Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Your interest rate and annual percentage yield may change at any time. Foreign ATM fees by ATM owners other than Midland States Bank will be charged as the fee occurs. Participating retailers are subject to change at any time and without notice. Learn more about BaZing benefits at www.bazing.com. Bank rules and regulations apply. 1) BaZing services are subject to limitations, restrictions, terms, and conditions and may involve additional costs such as co-pay for Cell Phone Protection and monthly cell phone service payment from a qualified Liv account. Learn more about BaZing benefits at www.bazing.com 2) Minimum daily balance to earn interest is $0.01. Accrual of non-cash deposits - interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks). Your interest rate and annual percentage yield may change at any time.
*You’re subject to any fee posted and charged by any foreign ATM owner.