Personal Checking
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A simple, straightforward account that doesn’t skimp on features, Midland’s Liv Simply checking gives you the tools to manage your account at minimal cost to you.

per month

Minimum opening balance


Minimum monthly balance requirement


Monthly service charge



(with electronic statements or $3/month with paper statements)

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With Liv Simply, you can always expect:

  • Online, mobile & text banking
  • Bill pay and ebills
  • PopMoney
  • Debit card

Some restrictions may apply. A $40 fee will be charged when account is closed within 180 days after opening. Foreign ATM fees by ATM owners other than Midland States Bank will be charged as the fee occurs. Bank rules and regulations apply. Applicable carrier data and message rates apply.