Family in home

With fixed rate and fixed-period ARM (adjustable rate mortgage) options, you can choose the payment and term that works best for you. 

Light Grey

Features & Benefits

Wide range of terms. 

Fixed repayment terms, and fixed-period ARM terms, featuring a low introductory fixed rate, then converting to an adjustable rate for the remainder of the loan.



Flexible down payment options.

As little as 3% down payment is available. (Remember, though: Private mortgage insurance (PMI) is required on loans with less than 20% down payment.)

Payments might just be lower.

Conventional loans often feature lower interest rates than other loan types.



Free, convenient access to your accounts.

With free online, mobile and touch-tone phone banking, you’ll be able to check balances, transfer money and securely access your mortgage statements.

Helpful tools & resources

Mortgage calculators and informative resources for one of life’s biggest decisions.

Tools & Calculators

Find a mortgage expert

Set up an appointment—we’re here to help. 

Our Experts



Call Midland

Give us a ring at 1-855-MY-MIDLAND. We’re happy to answer any questions you have.

Request a call

Schedule a call when it works best for you.



Apply now

Start a secure online application.
Apply Now

Light Grey

house icon Equal Housing Lender. Midland States Bank NMLS #411141. Loans subject to credit approval.