Loving Couple
Personal Savings

Earn a competitive interest rate while enjoying easy debit card and limited check-writing access.

$15
per month
Minimum opening balance $2,500
Minimum daily balance to earn interest $0.01
Monthly service charge $15

 

Knock your monthly service charge down to $0.
Maintain a daily balance of $1,000 or a $7,500 average monthly balance.

Background
Blue

Features and Benefits

Tiered interest

The more money you have in your account, the higher the interest you’ll earn. 

Convenient access

Get unlimited account access when you stop by any Midland States bank branch or ATM, along with a MasterCard debit card and limited check writing.

Overdraft protection

Link your Midland Money Market account to your Midland checking account and protect against overdrafts.

 

With a Midland Money Market, you can always expect:

  • FDIC insured up to the maximum coverage allowed. 
  • Free online, mobile and touch-tone phone banking
  • Secure online statements
  • Faster access to your money with direct deposit

 

Some restrictions may apply. A $40 fee will be charged when account is closed within 180 days after opening. If minimum daily balance of $1,000 or average monthly balance of $7,500 is not maintained each statement cycle, a $15 service charge will be applied to the account. Interest rate and annual percentage yield may change and the Bank may change the rate at any time. If you close your account before interest is credited, you will not receive interest. Accrual of interest on noncash deposits will begin no later than the business day Midland States Bank receives credit for the deposit of noncash deposits (for example, checks). "Convenient" transfers from a Money Market Account or Savings Account are limited to six per monthly statement cycle. Convenient transactions include: Electronic checks, drafts, debit card PIN (excluding ATM transactions) or POS transactions and similar other third party, ACH debits and credits, PC Banking, Telephone Banking, Mobile Banking, Wire transfers, and sweep transfers. There is no limit to the number of transfers from checking or savings to a loan at Midland States Bank. A transaction fee of $15 will be charged for each debit transaction in excess of six during a monthly statement cycle. Fees could reduce earnings. Standard data and text message rates apply.