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Personal Money Market

Make a wise investment with our Midland Money Market Account!

Gift yourself flexibility and freedom.

Whether planning a warm weather getaway during winter months or creating every day moments with the littles you love, you deserve the freedom to use your investment when and how you want.

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Earn up to

1.66% APY*

For the first 6 months after opting into our Midland Money Market Account.

6 month introductory rate* options include:

1.66% APY

$25,000+ minimum daily balance

1.45% APY

$10,000 - $24,999 minimum daily balance

1.35% APY

$2,500 - $9,999 minimum daily balance

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*Annual percentage yields are accurate as of 1/21/2020. Money Market bonus period APYs (1.66% APY for balances of $25,000+, 1.45% APY for balances of $10,000-$24,999, and 1.35% APY for balances of $2,500 - $9,999) are paid during the bonus period of 6 months (183 days), with interest beginning to accrue no later than the business day we receive credit for the deposit of the noncash items (for example, checks). Minimum balance to open a money market account is $2,500 and the minimum daily balance to obtain the disclosed APY is $2,500. APY assumes the minimum balance is met for 6 months. Fees could reduce earnings. After the bonus period ends, your interest rate will default to the then current (standard) interest rate tiers**, which may change at any time and without notice. Consumer standard interest rate tiers are (0.52% APY for daily balances of $5,000,000+, 0.39% APY for daily balances of $1,000,000-$4,999,999.99 0.29% APY for daily balances of $250,000-$999,999.99, 0.15% APY for daily balances of $25,000-$249,999.99, and 0.03% APY for daily balances of $0.01-$24,999.99.) A transaction fee is charged for each transaction in excess of six during a monthly statement cycle. This offer is good at participating locations and may end at any time and without notice. Public Funds and Financial Institutions are excluded. Member FDIC.

**Consumer standard interest rate tiers for Illinois cities Rockford, Machesney Park, Belvidere, Kirkland, Roscoe and Loves Park are (0.52% APY for daily balances of $5,000,000+, 0.25% APY for daily balances of $1,000,000-$4,999,999.99, 0.07% APY for daily balances of $250,000-$999,999.99, 0.05% APY for daily balances of $25,000-$249,999.99, and 0.03% APY for daily balances of $.01-$24,999.99.)