New Home

Home ownership might not be as out of reach as you think.


Home ownership might not be as out of reach as you think.

Federal Housing Authority (FHA), Veterans Administration (VA) and US Department of Agriculture (USDA) loans are government-backed mortgages featuring no or low down payment options and flexible credit guidelines.

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Features & Benefits

No or low down payment.

VA and USDA loans offer no down payment—Up to 100% financing. FHA requires a 3.5% down payment.



Flexible credit guidelines

Government loans offer more flexible credit guidelines than conventional loans.

Popular for refinances, too

FHA and VA Streamline loans are available to easily refinance at a lower interest rate—even if your home value is less than the loan balance.



Helpful Tools & Resources

Mortgage calculators and informative resources for one of life’s biggest decisions.

Tools & Calculators

Find a mortgage expert

Set up an appointment—we’re here to help

Our Experts



Call Midland

Give us a ring at 1-855-696-4352. We’re happy to answer any questions you have.

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house icon Equal Housing Lender. Midland States Bank NMLS #411141. Loans subject to credit approval.