Certificates of Deposit

A safe guaranteed rate of return.

CDs stand the test of time.

Whether your objective is short-term growth or a long-range investment, a Midland Certificate of Deposit (CD) is a time proven savings standard to help you achieve your financial goals. Traditional and versatile, CDs offer rates, terms and returns you can depend on. In addition, a Midland States CD is FDIC insured – making it a safe and secure investment that will compliment your overall savings goals.

Account Details
Minimum opening deposit $500
Term 3 months to 60 months
Compounding Quarterly
Penalty for early withdrawal Yes, based on CD term
Rates Determined at opening
Automatically renewable Auto renewable or Single maturity available

What you get.

FDIC Insured

Your CD balance is insured by the FDIC, up to the maximum coverage allowed. So rest assured that your money is safe.

Learn more about FDIC Insured

Free Online Banking

Through our online banking service, you can view your CD balances, interest payments, rates, and maturities.

Learn more about Online Banking

Interest Payments

You can choose to have your interest payments deposited monthly into your Midland checking account or allow the interest to compound with the CD balance.

Combine Statement

Link your CD to your Midland checking account and receive monthly statements detailing CD information.

Annual Percentage Yield (APY) is accurate as of the date of account opening. Withdrawals may reduce earnings and may be subject to an early withdrawal penalty. CDs automatically renew at maturity. Not available for public funds or other financial institutions.