Store owner working on tablet
Personal Savings

With terms from 1 week to 5 years, a Midland Certificate of Deposit is a safe way to invest your money.

Minimum opening balance varies
Minimum daily balance to earn interest $0.01

Features & Benefits

Fixed rates

Get a clear picture of your future earnings
with fixed rates.

Flexible terms

Terms are available from 1 week to 5 years.
Choose what works best for you.

With a Midland CD, you can always expect:

  • FDIC insured up to the maximum coverage allowed. 
  • Free online, mobile and touch-tone phone banking
  • Secure online statements


Annual Percentage Yield (APY) is accurate as of the date of account opening. Withdrawals may reduce earnings and may be subject to an early withdrawal penalty. CDs automatically renew at maturity. Not available for public funds or other financial institutions. Standard message and data rates apply. Member FDIC.