Certificates of Deposit

One of the best CD rates in the U.S.*



Also available




  • One of the highest rates in the United States.*
  • Rate will not change during the 36 month term – guaranteed!
  • Your money is insured by FDIC to maximum allowed by law.
  • From a local bank that has been around for over 130 years.

*As compared to 36 month CD rates on Bankrate.com as of 8/6/2015.

What you get.

FDIC Insured

Your CD balance is insured by the FDIC, up to the maximum coverage allowed. So rest assured that your money is safe. Learn More

Free Online Banking

Through our online banking service, you can view your CD balances, interest payments, rates, and maturities. Learn More

Combined Statement

Link your CD to your Midland checking account and receive monthly statements detailing CD information.

Get answers and get started.

Call us.

Still have questions?

When you have a question, we're just a phone call away. Our Customer Care Specialists are available to answer your account questions quickly by calling us at 1-855-MY-MIDLAND.

Visit a location.

Find your nearest location.

Our full-service Banking Centers are available for your daily transactions, but also available for those special inquiries to discuss your everyday banking, financing or wealth building needs. Find a location

*As compared to 36 month CD rates on Bankrate.com as of 8/6/2015. Annual Percentage Yield (APY) is accurate as of 8/17/2015. Minimum opening balance and minimum to obtain disclosed APY is $2,500. $5,000,000 maximum deposit per customer. Not available to Public Funds or other Financial Institutions. Interest compounds and credits every three months. Withdrawals may reduce earnings and are subject to an early withdrawal penalty. Fees may reduce earnings. CD automatically renews at maturity at the then current rate. Offer subject to change without notice. Some restrictions may apply. Member FDIC.