Commercial Lending

Customizable financing that matches your needs.

When you need financing for your business, whether it's to add equipment or purchase a competitor, you need a bank with the capacity and commitment to deliver for you.

As with most businesses, having a steady supply of capital to operate smoothly and act swiftly if opportunities arise is critical. At Midland, our commercial banking team has the experience to provide the customized, cost-effective solutions you need. We'll take time to learn about your business and tailor solutions that support your goals. Equally important, we'll deliver those solutions with a level of service that reflects our commitment to becoming a long-term financial partner in your company's success.

Term Loans

We offer flexible term loans to meet the financing needs of your company. All of our loans are serviced by commercial bankers, who will work with you to understand the specific needs of your industry and to structure loan terms to meet your needs. Loan terms can be set to correspond with the life of the asset, and repayment can be structured to your cash flow.

We offer Commercial Loans for:

  • Equipment Purchases
  • Facilities Purchases
  • Business Acquisitions
  • Debt Refinancing

Lines of Credit

Finance short-term working capital needs such as accounts receivable and inventory. With a line of credit, your business can borrow funds (up to a pre-approved limit), repay the balance, and then borrow again as needed. Line amounts, terms, repayment schedules and collateral can all be structured to meet the specific needs of your business.

A Commercial Line of Credit is a convenient way to finance:

  • Seasonal cash flow needs
  • Inventory funding
  • Receivables financing

Your line of credit will be there when you need it. You'll only pay interest on the outstanding balance and our terms are flexible.

Real Estate

A Midland commercial real estate loan can be used to both purchase and improve new and existing real estate.

When you work with Midland, you will experience our relationship management approach. You will work with the same Commercial Relationship Manager and internal loan team from initial contact through the completion of your project – a model of continuity that not all banks offer. This allows our team to get to know your business to better serve your individual needs.

We lend for:

  • Income producing property
  • Residential development and construction
  • Owner-occupied property

Business Credit Cards

As a business owner, you need a credit card that you can count on – one that is widely accepted, convenient and that offers the perks and rewards that you value most.

Whether you're interested in the simplicity of a traditional card, a card that rewards you for travel purchases, or a card with platinum purchasing power, you can count on Midland to provide you with credit card options best suited to meet your needs.

Learn More

Need assistance?

Call Us

Still have questions?

When you have a question, we're just a phone call away. Our Customer Care Specialists are available to answer your account questions quickly by calling us at 1-855-MY-MIDLAND.

Midland Locations

Find your nearest location.

Our full-service Banking Centers are available for your daily transactions, but also available for those special inquiries to discuss your everyday banking, financing or wealth building needs. Find a location