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Business Credit Cards
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Choose the credit card that’s right for you. No matter which you choose, you’ll enjoy:

• 0% APR on balance transfers²

• Travel accident Insurance³

• Mobile payment capabilities⁴

• EMV chip technology for added security

• No annual fee

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Graphic of the Midland Business Platinum Credit Card

Rewards! With the Visa® Business Platinum Rewards card, you earn 1 Bonus Point for every $1 spent. Points can be redeemed for brand-name merchandise, gift cards, fuel discounts, travel rewards and more. 

Purchase Rate: 14.74% - 21.74%   

Balance Transfers: Introductory Rate of 0.00% for 6 billing cycles on balance transfers performed in the first 12 billing cycles from account opening, after that 14.74%-21.74%.

Annual Fee: $0

Terms and conditions        Apply at select banking centers¹

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Visa® Business Platinum Rewards Bonus Points are redeemable for:

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Travel 

Get travel accommodations such as hotel stays at top properties, airfare, car rentals, cruises, etc.

 

 

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Merchandise 

Get electronics, home goods, personal items, and more from brands like Apple®, Michael Kors®, Samsung®, Bose®, Black & Decker®, Pandora®, Nike®, Ray-Ban®, Keuring®, Weber®, and more.⁵

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Fuel Discount Award 

Use Bonus Points to save $.50 per gallon up to 20 gallons on fuel purchases at participating BP stations. 

 

 

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DailyWins 

Redeem Bonus Points for a chance to win prizes, including  electronics, gift cards, home goods and more. Entries start at just 3 points and new items are added every day. 

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Gift Cards 

Use Bonus Points for gifts cards including iTunes®, Xbox LIVE®, or movie tickets.⁵

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Graphic of the Midland Business Classic Credit Card

The Visa® Business Classic card is a straightforward, “no-frills” credit card offering a lower APR (Annual Percentage Rate) than the Platinum Rewards cards. The Visa® Classic card may be a smart choice if you carry a balance, don’t use your card very often or don’t spend enough to build up rewards points.

Purchase Rate: 13.24% - 20.24%

Balance Transfers: Introductory Rate of 0.00% for 6 billing cycles on balance transfers performed in the first 12 billing cycles from account opening, after that 13.24% - 20.24%.

Annual Fee: $0

Terms and conditions        Apply at select banking centers¹

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Credit cards are currently available in the following communities:

Rockford / Belvidere, Effingham, Farina, Greenville, Vandalia.

Coming soon to additional communities.

 

View Locations

FAQs

Applications are currently available at banking centers in Rockford / Belvidere, Effingham, Farina, Greenville and Vandalia. Coming soon to additional communities.

Payment options include:

  • Register your card at www.ezcardinfo.com to pay online.
  • Mail payments to Midland States Bank, PO Box 6818, Carol Stream, IL 60197-6818
  • Payments can be made at any Midland States Bank location.
  • Call 866-839-3409 and pay with Bank by Phone.
  • Call Midland Customer Care at 1-855-696-4352 to set up automatic payments.

Within www.ezcardinfo.com, click the link to www.scorecardrewards.com to view and redeem points.

For every $1 spent using a Visa® Platinum Rewards card, you earn 1 Bonus Point. Points are not earned on cash advances, balance transfers, unauthorized or fraudulent charges or for fees of any kind. Credit to the account (such as for returns of purchases) will reduce the Bonus Points available.

The Visa® Waiver of Liability ensures you are not liable for unauthorized purchases or withdrawals.

Call VIP Customer Service at 866-839-3409. Or Visa Global Customer Care Services at 800-847-2911.

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1. Credit cards are currently available in the following communities: Rockford / Belvidere, Effingham, Farina, Greenville, Vandalia. Coming soon to additional communities.

2. Introductory rate of 0% for 6 billing cycles on balance transfers performed in the first 12 months. Balance transfer fee applies.

3. You, your spouse and dependent children up to age 19 (age 25 if a full-time student at any institute of higher learning) are automatically covered with common carrier travel accident insurance every time you travel by air, bus, train, ship, or any other common carrier anywhere in the world when the entire fare is charged on a Midland credit card.

4. Visa® cards are available for Apple Pay®, Google Pay™, and Samsung Pay®.