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Earn $250

Earning up to $250 with a new Liv checking account is as easy as...

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1. Deposit $1500 via Direct Deposit

Receive $150

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2. Complete 20 Debit Card Transactions

Receive $70

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3. Sign up for e-Statements

Receive $30

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Choose your Liv Checking account to get started:

Liv Simply

A simple and straightforward personal account that doesn't skimp on features, and allows you to manage your account at minimal cost. Learn More

Open Now with promo code CHECK250 


Liv Unlimited

Personal checking with all the perks- Liv Unlimited includes interest and bonus services from ID Theft protection to discounts and smart phone protection. Learn More

Open Now with promo code CHECK250 


If you prefer to open an account at your favorite location, bring this coupon with you.

Get Coupon 


With a Liv Checking account you can always expect:

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Online, Mobile & Text Banking


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Debit Card

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Bill Pay and E-Statements


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Instant Issue Debit Cards

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P2P Payments


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Surcharge-free ATMs


Our full suite of digital services lets you bank on your terms.

Online Banking

Make managing your money simple.

Enroll in Online Banking



Mobile Wallet

Skip the card. Pay with your iPhone.

Watch the Tutorial  Learn More




Take full control of your debit card.

Watch the Tutorial  Learn More

Smartwatch Banking

Take your finances wherever you go.

Watch the Tutorial  Learn More



Money Management Tools

Set up budgets and link external accounts for a single view.

Watch the Tutorial



Alexa Voice Banking

Manage your accounts with just your voice.

Watch the Tutorial  Learn More


Send, receive, and request cash.

Learn More



Enabling E-Statements

Get rid of annoying paper statements.

Watch the Tutorial



Mobile Check Deposit

Deposit your checks fast and easy from your phone.

Watch the Tutorial  Learn More


*In order to be eligible for this limited-time offer, you must be 18 years or older and apply online or in-person using the code: Check250. Limit of 1 per person. Checking offer is not available to existing personal checking account holders. New customers may earn up to $250 on personal checking accounts LivTM Simply, LivTM Rewarded, and LivTM Unlimited if the following qualifications are completed within 90 days of opening account: direct deposits via ACH totaling $1500 will receive $150, 20 debit posted card transactions within 90 days (excluding ATM transactions) will receive $70, and E-Statements enrollment receives $30. Incentive is considered interest, producing a 1099-INT form. If the account is closed by you or Midland States Bank within 180 days after opening, you will forfeit the offer and be subject to an account closing fee. After you have completed the above requirements, the offer will be deposited into your new account within 30 business days. Contact us for additional details.